The storm record
Hurricanes and flooding
in Myrtle Beach.
By Devin Day, Operations Officer & licensed MLO, NMLS 2721275 · Reviewed by Timmy Fredrick Nash, Broker-in-Charge · Updated August 29, 2026
What hurricane season to expect here, what to expect on a warning day, what to expect from insurance while a storm approaches, and what to check on any address before you buy.
The short answer
Myrtle Beach can have hurricanes
Start with the comparison, because it is the fairest way to frame the risk. Of the five states hurricanes hit most, South Carolina is hit the least. Since 1851 the federal count of direct hurricane hits is 120 for Florida, 64 for Texas, 56 for North Carolina and 54 for Louisiana, against 30 here. The last major hurricane to come ashore on this coast was Hugo, in 1989.
We are not going to tell you hurricanes are not a thing here, because they are, and we are not going to tell you they are constant, because the record says otherwise. Since 1989, eight tropical systems have done real damage on the Grand Strand. Most seasons pass without a direct hit. Every damaging storm in that record arrived between August and early October.
The Atlantic season runs June 1 to November 30. Government climatology puts the peak at September 10, with most activity between mid August and mid October. What follows is each storm and what it actually did here, from National Weather Service storm reports, so you can judge the risk from facts instead of from a brochure in either direction.
The record
Every damaging storm since 1989, and what it did here
| Storm | When | What happened on the Grand Strand |
|---|---|---|
| Hugo, Category 4 | September 1989 | 13 foot surge at Garden City destroyed many homes there; three Myrtle Beach piers destroyed; dunes washed away |
| Floyd, Category 2 | September 1999 | 16.8 inches of rain in Myrtle Beach; chest deep water near Pine Lakes; the largest peacetime evacuation to that date |
| Matthew, Category 1 | October 2016 | 74 mph gust at the airport; Springmaid Pier destroyed; the Waccamaw River crested at 17.87 feet ten days later; 170 roads closed |
| Florence, Category 1 | September 2018 | Landfall in North Carolina; up to 23.63 inches of rain; record river flooding near Conway and Socastee days afterward |
| Dorian, offshore | September 2019 | Stayed 30 miles off Cape Fear; an EF0 tornado in North Myrtle Beach; 15.21 inches of rain at Pawleys Island |
| Isaias, Category 1 | August 2020 | Landfall just over the state line; middle of the Cherry Grove pier destroyed; a foot of flooding a block inland in North Myrtle Beach |
| Ian, Category 1 | September 2022 | Landfall near Georgetown; part of the Pawleys Island pier collapsed; two more piers damaged; three feet of sand across a Garden City road |
| Debby, tropical storm | August 2024 | 15 to 19 inches of rain across the county; three tornadoes in the region; river flooding that continued well after the storm |
Each row is from the National Weather Service Wilmington office's report on that storm. Categories are at landfall. Dorian and Florence made landfall elsewhere; their damage here came from rain, surf and tornadoes.
Hugo, first person
Timmy was here for Hugo. This is what he remembers.
Timmy Fredrick Nash, our Broker-in-Charge, has sold real estate on this coast for more than 30 years. In September 1989 he was here as Hugo came in. This is his recollection, as he told it to us.
His family left for Augusta, Georgia, around 3 or 4 in the afternoon, about five hours ahead of the outer bands. The eye came ashore near Charleston about midnight, and the north side of the eye, the worst side, went over McClellanville, about fifty miles south of here. They waited the storm out in a hotel and started back at checkout time.
At the Socastee bridge the traffic was stopped: the National Guard was turning returning residents around. His father worked in emergency medical services, so the family was let through. At the house, power, water and telephone were all out. His father had filled the bathtubs and two 50 gallon barrels in the yard before they evacuated. Power stayed out for about two weeks, and the family collected drinking water at town hall each day for about as long.
His father let him take his dirt bike up the beach to check on his grandmother's house, five miles north, oceanfront on the south end of Myrtle Beach. Pieces of houses and piers were strung down the length of the beach, with dead fish everywhere. Her house stood. Flood water had filled it and drained back out, and campers sat in piles in her front yard. The National Guard sent him home.
The record backs his memory of the geography. Weather service reports put Hugo's landfall winds near 140 miles an hour at midnight on September 22, storm surge up to 20 feet near Cape Romain and 16 feet at McClellanville, where six feet of seawater entered the school gymnasium, against gusts of about 76 miles an hour at Myrtle Beach. In his words: We were lucky. One shift north of 50 miles and nothing would have been left here.
The fact buyers miss
Where storm water actually went: inland, days later
People shopping from out of state usually picture hurricane risk as an oceanfront problem. The last decade here says something different. Florence made landfall in North Carolina in September 2018, and the wind on the Grand Strand stayed below hurricane strength. The damage came from rain. It kept falling for days, and the Waccamaw River rose for almost two weeks, reaching a record 21.16 feet at Conway on September 26. Weather service records count about 1,000 flooded homes and businesses near the river, severe flooding along the Intracoastal Waterway in Socastee, and 1,580 more damaged homes in rural parts of the county. Two years earlier, Matthew had pushed the same river to what was then its record.
So the question that matters when you buy is not how close the ocean is. A house two blocks from the beach on high ground and a house twelve miles inland beside the river carry different risks, and neither one is obvious from the photos of the home.
That is what the maps are for. Every address has a FEMA flood zone, and the insurance page explains why the zone named X still does not mean zero risk. Every address also has a county evacuation zone, covered next.
After the rain
Streets here drain fast, and there is a reason
Devin, who wrote this page, remembers noticing it during Tropical Storm Debby: days of rain, a few inches of water standing on some streets, driving slow but possible, and then the main roads dry almost as soon as the rain stopped. He moved here from Ohio and expected the water to sit. On the main roads, it did not.
Part of the reason is built and paid for. Myrtle Beach has spent close to $75 million on four deepwater ocean outfalls, large underground pipes that collect street runoff and carry it more than 1,000 feet offshore, past the breakers, instead of letting it stand in town or pour across the sand. North Myrtle Beach has built six of its own since 2002 and states the purpose plainly: better inland drainage keeps streets and properties dry, and moving the discharge offshore keeps bacteria out of the surf where people swim. More outfalls are planned in both cities.
When heavy rain lands on a very high tide, the drains have nowhere to send the water for a few hours, and the lowest streets in places like Cherry Grove and Garden City hold water until the tide drops. And river flooding is the opposite of street flooding: near the Waccamaw and the Intracoastal, water rises over days and stays, which is the section above this one. Fast-draining streets are a beach-town fact, not a county-wide one.
No storm required
King tides, and the few low streets they reach
A king tide is the informal name for the highest tides of the year. They arrive on predictable dates, mostly around fall full moons, with no storm attached. On those days salt water can come up through the storm drains on the lowest streets until the tide turns.
Pawleys Island is the local example. On the biggest tides the island's low streets flood, the causeways have been closed at the peak until the water dropped, and the town says so itself: officials call flooding their first public safety issue, and the island is funding a drainage and flood plan. People who live there check the dates and plan around them. If you are shopping on Pawleys, the tide calendar comes with the island; ask us and we will time a showing to a high tide so you see the street at its worst before you offer.
Cherry Grove and the lowest streets of Garden City see the same tides.
From our team
What we actually do when a warning goes up
For a tropical storm or a low-end hurricane, our team stays home and waits it out. Many houses here have window protectors that fold down over the glass in a few minutes, and you will see the mounts beside the windows when you tour. Debby in 2024 was that kind of storm for us: days of rain and flooded rivers rather than destructive wind on the beach.
During one stronger storm, someone we know boarded up his house and took his family to sleep at his office for the night, because the building is newer commercial construction and he trusted it more than his house. Calm and specific. Water, fuel, the shutters down, and a decision made early about staying or going.
When the county orders an evacuation for your zone, you go. That is what the lettered zones below are for, and the county announces orders zone by zone on its own channels. What we do is our experience, not safety instruction; the county's emergency division decides.
Before you buy
Three things to check on any address, before you fall for the house
The flood zone
Look the address up on the federal flood maps. The zone decides whether a lender requires flood insurance and is the single best public clue to where water has gone before. We pull it for every address our buyers consider.
The evacuation zone
Horry County uses lettered evacuation zones, A, B and C, and the state orders evacuations by zone. The Know Your Zone map shows any address in seconds. Knowing your letter before a storm is the difference between following one clear instruction and refreshing the news.
Insurance can pause while a storm approaches
An insurance company may place a moratorium on issuing new policies in an area where a hurricane is expected. That pause matters most when you are under contract: the loan cannot close without a bound policy, so a buyer who leaves insurance to the week of closing can end up waiting out a storm instead. Bind the policy early in the process, and we get estimates on the exact address as part of any offer we write. A storm plan you made in February beats one you make in September.
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We reach out the same day, evenings included. Prefer to talk now? Call 854.333.2135
Common questions
Myrtle Beach hurricane FAQ
Do hurricanes hit Myrtle Beach?
Yes. Since 1989, seven hurricanes and one tropical storm have done real damage on the Grand Strand, from Hugo through Tropical Storm Debby in 2024. Most seasons pass with no direct hit. The Atlantic season runs June 1 to November 30 and peaks around September 10.
When was the last hurricane to hit Myrtle Beach?
Hurricane Ian made landfall near Georgetown as a Category 1 on September 30, 2022, damaging three piers here and pushing sand over roads in Garden City. Tropical Storm Debby followed in August 2024 with 15 to 19 inches of rain and river flooding that lasted well after the storm.
What was the worst hurricane in Myrtle Beach history?
Hugo, September 22, 1989, a Category 4 that came ashore near Sullivan's Island. Weather service records show a 13 foot storm surge at Garden City that destroyed many homes there, and three piers destroyed in Myrtle Beach. Nothing since has matched it. Our Broker-in-Charge was here for Hugo; his first person account is on this page.
Does Myrtle Beach flood?
Two different ways. Storm surge floods low ground near the ocean during a storm. River flooding comes days later and reaches inland: after Florence in 2018 the Waccamaw River crested at 21.16 feet and flooded about 1,000 homes and businesses near Conway, plus 1,580 more in rural parts of the county. Check the flood zone of the address, not the town name.
When is hurricane season in Myrtle Beach?
June 1 to November 30, the Atlantic season. Government climatology puts the peak at September 10, with most activity from mid August to mid October. Every damaging storm in the local record since 1989 arrived between August and early October.
What is my hurricane evacuation zone in Myrtle Beach?
Horry County uses lettered Zones A, B and C, and evacuations are ordered by zone. Look up any address on the state's Know Your Zone map before you buy, the same way you check its flood zone. We pull both for every address our buyers consider.
Do streets flood in Myrtle Beach when it rains?
During hard rain some streets hold a few inches of water, and the main roads usually drain within hours of the rain stopping. Myrtle Beach and North Myrtle Beach have spent tens of millions on deepwater ocean outfalls that carry street runoff offshore. The exceptions: the lowest streets near the beach when a high tide blocks the drains, and river neighborhoods, where flooding can last days.
What is a king tide in Myrtle Beach?
The informal name for the highest tides of the year, on predictable dates around fall full moons. A few low streets flood with no storm at all, most visibly on Pawleys Island, where the causeways have been closed at peak tide and the town is funding a drainage plan. If you are buying on a low street, ask us for the tide dates before you tour.
Who wrote this
Chapter 3 Realty is a real estate brokerage in Myrtle Beach, built as a partnership around a simple idea: you should be as informed as possible on the biggest purchase of your life, every single time. Timmy Fredrick Nash is the Broker-in-Charge, South Carolina broker license 43182, with more than 30 years selling real estate on the Grand Strand. He reviews every page we publish and runs our market analyses himself. His father, Fred Nash, also sold real estate here, and Fred Nash Boulevard by Myrtle Beach International Airport is named for him. Devin Day wrote this page. He is our Operations Officer, a licensed mortgage loan originator, NMLS 2721275, and a relocator himself, from Ohio. Meet the team on the about page or read why buyers work with us. The direct line is 854.333.2135.
Sources: NWS Wilmington storm reports, National Hurricane Center season climatology, SC Know Your Zone, FEMA flood maps, Horry County Emergency Management, City of Myrtle Beach on its ocean outfalls, North Myrtle Beach outfall program, NOAA on king tides, NOAA direct hurricane hits by state. Figures are as published in each storm report. We are not insurers or engineers; past storms do not predict future ones in either direction.